January 1 – February 14th is the Medicare Advantage disenrollment period. During this period, a person can get out of their MA plan and go back to “Original Medicare. To get out of your MA plan, you enroll into Part D plan (PDP). The code for the PDP enrollment is “SEP -MADP” (Medicare Advantage Dis-enrollment…
Too many plans, too many details, and too expensive. Why is Part D so complicated?
Doctor and hospital network, co-pays, drug costs… You must look at these details when considering a Medicare Advantage plan.
Inpatient vs outpatient status makes a big difference in your bill and co-pay.
Make sure you know what the the cost is for your rented equipment.
What home health services does Medicare cover?
Some tests are only covered every five years.
How to find doctors who accept Medicare.
People turning 65 gets lots of mail solicitations – and some are misleading.
What you need to do if you delayed enrollment in Part B because you had employer health insurance.
There are at least five different situations during which you can get a Medicare Supplement without answering any medical questions – and you cannot be denied a Medigap policy.
In a 1996 New York Times article, Tucson, AZ Medicare HMO plans were touted as a model for saving Medicare dollars, and 42 percent of seniors in Pima County were enrolled in such plans.
Part D prescription drug plans are offered by insurance companies approved by Medicare. In Arizona there over 20 Part D plans to choose from, each with its own formulary (covered drugs), premium, and co-pays.
Medicare Supplements are also know as medigap plans. A Medigap policy is health insurance sold by private insurance companies to fill the “gaps” in Original Medicare Plan coverage.